I accept private payments by cash, check, or credit card. While I do not contract insurance companies, I do provide receipts for out-of-network service. I encourage all patients to contact their insurance companies to discuss their out-of-network benefits, as plans sometimes reimburse a significant percentage of treatment costs.
Many clients choose not to involve insurance companies in their mental health care. Their counseling is not limited by the diagnosis, treatment plan or session limits that health insurance companies dictate. Insurance companies often limit the number of sessions and even the type of therapy. By paying privately, clients can have the highest degree of privacy, flexibility, and control of their mental health record allowable by law.
Regardless of your type of insurance plan, you should always ask your insurance company what mental health benefits your plan provides. Some important questions to ask your insurance company include:
- What are my Mental Health benefits?
- Do I have an out-of-network benefit, and what is it?
- Do I have a deductible, and what is it?
- Do I have a co-pay, and what is it?
- Do I have an out-of-pocket maximum, and what is it?
- What kind of authorization do I need to obtain in order to start treatment?
- If I pay for any procedure out of my own pocket, how do I obtain reimbursement for doing so?